Buying a property is a huge achievement and one that should be celebrated. Three years on from buying my first home and I’m still celebrating my achievement. After all, buying a house is a big investment and the result of a lot of hard work, giving you a valuable asset that will continue to grow to benefit your future.
After putting a lot of hard work into buying and creating your dream home, you need to make sure it’s protected. Being faced with damage or theft can be heartbreaking, which is why it’s better to put protection in place now than risk dealing with big bills and stress later on.
Want some advice on securing your home? Here are some suggestions for making sure your home is well-protected!
Make sure you get comprehensive insurance cover
Getting insurance for your property is something you will need to do before you’ve even been handed the keys. When buying my first home, I didn’t realise I would have to get home insurance ready to be implemented the second I exchange contracts with the previous homeowners. Not only do you want to get insurance for your home, but you’ll want to make sure the insurance covers your belongings too.
While you’ll want to find the best home insurance deal, you’ll also want to make sure your coverage is comprehensive. As I didn’t realise I would need to get home insurance straight away, I blindly followed my mortgage companies advice and took out insurance cover with one of their partners. While I’m sure the mortgage advisor would have made a nice commission off my purchase, I ended up paying considerably more for my mortgage. If I had shopped around, I would have been able to get a far better deal. Don’t necessarily go for the cheapest insurance, go for the option that will provide you with the best protection for your home. Remember, to check when your home insurance is due to renew and re-scan the market to see if your current provider is still providing the best value for money.
Add security to your home
Home security is important, and with more and more accessible and affordable home security solutions on the market, there’s no excuse for not protecting your home. Installing CCTV camera systems can give you peace of mind, and can also help lower your insurance premiums. Some added security can be a good deterrent to burglars, keeping your property and your valuables safe.
Internal security cameras are a quick and easy way to add another layer of security to your home. When I first moved into my house, I set up a security camera in my front room. This camera was connected to my phone so I could keep an eye on the dogs and be notified of any disturbances whilst I was at work. Thankfully, the only disturbances were when my dog got up to bark at the postman! But knowing my camera would start record the second it detected movement gave me peace of mind that my home was safe.
Don’t take any risks with your privacy
Thinking of telling your Instagram followers you’re off on holiday for two weeks? You might want to think again.
As much as we all love sharing our exciting plans and upcoming adventures on social media, you can inadvertently risk your home by revealing private information online, leading to some serious consequences for your home.
Be sensible with what you post online and don’t share details of your address or whereabouts. If you are planning a dream holiday abroad, try to save sharing those envy-inducing holiday snaps until you’re back home safe and sound. Alternatively, if the idea of going silent on social media sends your heart rate into overdrive, ask a friend or family member if they will house-sit for you whilst you’re on holiday. And remember, installing security cameras that notify you of any movement can help you sunbathe in peace knowing your home is being virtually watched over 24 hours a day.
Protect yourself against damage and accidents
Accidents can easily happen in the home, but it’s important that you protect yourself against them. As someone who’s clumsy, I know all too well how easily acciddents can happen. Fires can be particularly damaging and life-threatening, so you need to take precautions like taking care of your wood-burning stove and making sure you have protective measures such as smoke alarms (which are a necessity in any home, may I add), carbon monoxide alarms and fire extinguishers in the house. Having accidental damage cover for key items like appliances and your TV can also give you reassurance that things are protected should there be an accident in your home.
Your home is one of the biggest investments you’ll make in your life, so it’s important to protect it as much as you can. From getting insurance to making sure you don’t take any risks with your data and privacy, there are several steps you can take to make sure your home is well-protected. Knowing your home is safe and secure will help you sleep better at night, allowing you to enjoy your home instead of worrying about it.